Whispering Creek at Morgan Ranch in Roseville, CA is a new single-family home community featuring estate-like living on large homesites.  This community offers three single-story floor plans, ranging in size from 2,583 to 3,340 square feet.

Located right off of Cook Riolo Road in the West Placer County area of Roseville, Whispering Creek will be close to parks, schools, and other recreational activities.


Developed by Winding Creek LLC

Display Home

Visit us at Morgan Ranch
10125 Rio Moon Drive

Roseville, CA 95747

Phone: (916) 262-8800, Ext. 2
Hours: By appointment only

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Lead Sales Consultant

Maggie Difuntorum

DRE #01279650


Christopher Michael Rockey
CA DRE Broker #01499442

Quick Move-Ins

Lot 16
Floor plan: Plan Two

Available Now

Price: $1,075,347 - Ask About $10K Incentive Special - (Price includes base and elevation price, lot premium and approved options and upgrades)

sq. ft.: 2,799 / 16,549 sq. ft. homesite

Lot 12
Floor plan: Plan Two

Available 2023

Price: $1,036,407 - Ask About $10K Incentive Special - (Price includes base and elevation price, lot premium and approved options and upgrades)

sq. ft.: 2,799 / 13,991 sq. ft. homesite

Lot 10
Floor plan: Plan Two

Available 2023

Price: $1,039,461 - Ask About $10K Incentive Special - (Price includes base and elevation price, lot premium and approved options and upgrades)

sq. ft.: 2,799 / 14,073 sq. ft. homesite

Lot 9
Floor plan: Plan Three

Available 2023

Price: $1,142,599 - Ask About $10K Incentive Special - (Price includes base and elevation price, lot premium and approved options and upgrades)

sq. ft.: 3,340 / 14,074 sq. ft. homesite

Floor Plans

Plan One

sq. ft.: 2,538

3-4 Bed

2.5-3.5 Bath

1 Level

3-4 Car Split Garage

Plan Two

sq. ft.: 2,799

3-5 Bed

2.5-3 Bath

1 Level

3-4 Car Garage

Plan Three

sq. ft.: 3,340

3-4 Bed

2.5-3.5 Bath

1 Level

3-4 Car Split Garage


The site plan is not intended as a legal description of the property or to constitute an undertaking by any party to develop the subject property as shown. It is for general informational purposes only and details shown may vary significantly depending upon actual field conditions and other factors.


  • 70 years of homebuilding experience.  Currently building single-family and condominium homes in Arizona, California, Florida, Hawaii, and Texas.
  • Exceptionally designed homes
  • Full-time experienced on-site construction supervision
  • Independent third-party quality assurance inspections
  • Title 24 and Energy Star features

Interior Features

  • Two-tone, Kelly-Moore flat latex interior paint in Snip of Tannin with contrasting trim in Swiss Coffee
  • Dramatic 9' ceilings throughout
  • Smooth 5 1/4" baseboards
  •  2 1/4" door casings
  • Two-panel interior doors with satin nickel hardware
  • Painted wood shelving in closets 
  • Choice tile or luxury vinyl plank flooring in entry, kitchen, baths, and laundry room per plan
  • Shaw carpeting 
  • Painted window sills throughout
  • Satin nickel door levers throughout
  • Satin nickel dead bolt and hardware on exterior entry door
  • Residential fire sprinklers throughout per code
  • Rounded wall corners
  • Recessed LED lighting throughout
  • Lower laundry room cabinets included

Well Appointed Master and Secondary Baths

  • Piedrafina estone vanity countertops with 4" backsplash and under mount china sink
  • Elongated white commodes with wood seats
  • Moen Glyde brushed nickel bathroom faucets throughout with coordinating Moen accessories
  • Sterling 3-piece white 32" x 60" acrylic fiber tub/shower in hall bath
  • Full-surround in Piedrafina estone in master shower with seat and clear glass enclosure
  • Luxurious 69" x 36" free standing tub in master bath 
  • Beveled frameless medicine cabinets in all baths
  • Decorator brushed nickel light fixtures at all vanities per plan

Exterior Features

  • Two attractive elevations
  • One coat stucco, light lace finish
  • 6" Ogee gutter system
  • Kelly-Moore AcryShield exterior paint
  • Fire-rated and fire-taped drywall at garage
  • Designer fiberglass entry door with glass
  • Broom finish concrete for walkways, driveway, door and slider stoops
  • Water conscious landscaping
  • Two conveniently located hose bibs
  • Steel-panel, complete roll up garage door and opener with emergency battery backup
  • Garage side door at 2-car garage
  • Backyard fencing



  • Sutter Style Beech cabinets with concealed hinges and with garbage/recycle bins
  • Choice of granite or quartz kitchen countertops with 6" backsplash
  • Moen kitchen single-lever brushed nickel "sleek" high arc pull-down faucet 
  • Double bowl stainless steel undermount sink
  • Garbage disposal
  • Whirlpool stainless steel appliance collection, including:  Multi-cycle Energy-Star rated dishwasher, 30" gas oven with built-in microwave and 36" built-in range hood, 36" 5 burner gas cooktop


  • 5/32" OSB radiant barrier at roof
  • Steel reinforced foundation using 2,500 PSI concrete
  • Under-slab pest control pre-treatment
  • Boral concrete tile roofing, varies by elevation

Energy Efficiency

  • Dual pane, Low E high efficiency vinyl windows
  • Energy efficient 16-seer central heat and air conditioning with WiFi smart programmable thermostat
  • R-19 exterior wall insulation
  • R-49 ceiling insulation
  • Rinnai tankless natural gas water heater
  • Ceiling fans with LED lighting in great room and master bedroom
  • Overhead LED light fixtures at office and secondary bedrooms
  • Solar lease
  • Energy recovery ventilation


  • Full service electrical panel
  • Hardwired smoke and carbon monoxide detectors with battery back-up
  • Media outlets at 2 locations per plan
  • Hardwired alarm contacts at all windows and exterior doors
  • Decora white, rocker style switches throughout
  • Interior washer/dryer electric hookup
  • Exterior weatherproof outlets per plan
  • Lighted address sign at front door
  • LED coach lights per plan
  • Recessed lighting at front porch per plan
  • OnQ structured panel


  • Rain Bird WiFi enabled irrigation controller
  • Liftmaster WiFi enabled smart garage door station
  • Integrated WiFi thermostat
  • Electric car charger prewire
  • Integrated security and home automation
  • Integrated smart light switches at select locations


  • One year all inclusive warranty with ten year PWC structural warranty

Preferred Lender

For mortgage financing information, please contact our preferred lender:

                                                                                       Delia A. Fling                      Office: (916) 987-0899
                                                                                       DRE #01708088                Cell: (916) 284-0066
                                                                                       NMLS #322312                   Fax: (916) 987-1258   

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Developer reserves the right to modify floor plans, elevations, specifications, features and prices without prior notice. Square footage and room sizes are approximate. Exterior treatments, window locations and room configurations may vary with elevation. Exterior elevation colors may vary. Some decorating treatments in and around the model homes may not be included in the list price and are for display purposes only. All renderings, floor plans, and rooms are artistic conceptions, in some cases virtually staged, and are not intended to be an actual depiction of the rooms, buildings, fencing, driveways or landscaping being represented. ©2023 Homes by Towne

Every effort is made to include accurate and up to date information in this website, but no warranties or representations are made as to its complete accuracy. No liability or responsibility for any errors or omissions in the content or operation of this website is assumed. All information should be verified with the sales associate at the specific community from which the information is desired. ©2023 Homes by Towne

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